Judgments

Decision Information

Decision Content

A-1865-83
Attorney General of Canada (Applicant)
v.
Douglas A. Dunnington (Respondent)
Court of Appeal, Urie, Ryan and Stone JJ.— Toronto, June 7; Ottawa, October 1, 1984.
Unemployment insurance — Application to set aside deci sion of Chief Umpire — Respondent failing to apply for unemployment insurance benefits upon separation from full- time employment of 38 years because obtaining part-time employment — Resigning from part-time employment after five months and applying to antedate claim for benefits under s. 20(4) of Act and s. 39 of Regulations — Insurance officer refusing claim — Board of Referees and Chief Umpire holding part-time employment constituting good cause for delay — Umpire erring in law and application allowed — Respondent making mistake of law in assuming part-time employment disentitling him to claim benefits — Pirotte v. Unemployment Insurance Commission et al., 119771 1 F.C. 314 (C.A.) holding delay caused by claimant's misunderstanding of legal rights or duties not good cause for delay — Unemployment Insurance Act, 1971, S.C. 1970-71-72, c. 48, ss. 17(1),(2) (as am. by S.C. 1978-79, c. 7 , s. 4), 19 (as am. by S.C. 1976-77, c. 54, s. 32), 20(4), 21(1), 22 (as am. idem, s. 34), 24 — Unemployment Insurance Regulations, C.R.C., c. 1576, ss. 34(1), 39 (as am. by SOR/81-625, s. 1), 44 — Federal Court Act, R.S.C. 1970 (2nd Supp.), c. 10, s. 28.
This is an application to review and set aside a decision of the Chief Umpire. The respondent retired early from his full-time employment of thirty-eight years due to poor health. Soon after, he accepted part-time work with another employer, but after five months was forced to resign for health reasons. He filed an initial claim for benefits after separation from his part-time employment based on his separation from his full- time job, and also applied to have his claim antedated. Both the Board of Referees and the Umpire held that the fact he was working part-time constituted "good cause for his delay". Subsection 20(4) provides that "when a claimant makes an initial claim for benefit on a day later than the day he was first qualified ... and shows good cause for his delay, the claim may, subject to prescribed conditions, be regarded as having been made on a day earlier than the day on which it was actually made". Section 39 of the Regulations provides that antedating is subject to proof that "throughout the whole period between that prior day and the day he made the claim he had good cause for the delay".
The respondent gave the fact that he had hoped to avoid collecting unemployment insurance benefits as his explanation for his delay in filing his initial claim. The Board of Referees allowed the respondent's appeal from the decision of an insur-
ance officer, refusing to antedate an initial claim for benefit on the ground that a prudent person would normally act in the same manner. The Chief Umpire dismissed the appeal from the decision of the Board of Referees on the ground that the Board's conclusion was justified because it was reasonable that the claimant would not claim benefits which depended on his being unemployed. He added that it is unreasonable to expect a person to present a claim for unemployment benefits while employed. The Umpire recognized that a delay caused by a claimant's misunderstanding of his legal rights or duties could not be good cause for the delay further to the decision in Pirotte v. Unemployment Insurance Commission et al., [1977] 1 F.C. 314 (C.A.). The issue is whether the Umpire erred in law.
Held (Stone J. dissenting): The application should be allowed.
Per Ryan J. (Urie J. concurring): If the respondent failed to apply for benefits because he thought his part-time work disentitled him to claim benefits, his mistake was based either on unawareness or misunderstanding of the Act. Such would be a mistake of law.
A claimant, to take advantage of subsection 20(4), must show not merely that there is "good cause" to grant him relief, but that he had "good cause for his delay". The long period of full-time employment cannot be characterized as a good reason for the respondent's delay in submitting his initial claim. The Umpire erred in law. The fact of the respondent's part-time employment during the period of his delay in filing his initial claim cannot be good cause for his delay.
Per Urie J.: The Court is bound to follow the decision of the Federal Court of Appeal in Pirotte v. Unemployment Insurance Commission et al., supra, where it was held that the principle that ignorance of the law or mistake of law does not excuse failure to comply with a statutory provision, applies to subsec tion 20(4) of the Act.
Per Stone J. (dissenting): The claimant was ignorant of the law as it applied to him. The Pirotte case is distinguishable on its facts because there the claimant, who was aware of her rights to be paid benefits, remained unemployed throughout the period of delay. The ratio of the Pirotte decision does not go as far as the applicant asserts, namely that a good cause cannot be shown where a delay rests upon a claimant's ignorance of relevant legislative provisions. Subsection 20(4) requires only that the relevant circumstances surrounding the delay be exam ined and a decision made as to whether good cause has been shown to exist in light of those circumstances.
The common law maxim ignorantia legis neminem excusat is concerned with a person seeking to escape the consequences of failing to observe a statutory obligation on the pretext that he had no knowledge of it. By enacting subsection 20(4), Parlia ment provided a flexible mechanism requiring only that a person seeking relief show that the cause of his delay was a "good" one. Nothing in the statute excludes the possibility that in particular cases ignorance of the legislation may be regarded as "good cause". In each case the circumstances surrounding the cause for delay must be examined and a decision reached as to whether a "good cause" has been shown. The Chief Umpire
was correct in concluding that the respondent had shown good cause for his delay. The cause was a "good" one as it had as its basis a desire to avoid collecting benefits at all. The delay did not prevent the Commission from verifying the conditions of entitlement.
CASES JUDICIALLY CONSIDERED
FOLLOWED:
Pirotte v. Unemployment Insurance Commission et al.,
[1977] 1 F.C. 314 (C.A.).
APPLIED:
Bliss v. Attorney General (Can.), [1979] 1 S.C.R. 183.
CONSIDERED:
Kiriri Cotton Co. Ltd. v. Dewani, [1960] A.C. 192 (P.C.).
REFERRED TO:
Murray v. Minister of Employment and Immigration, [1979] 1 F.C. 518 (C.A.); Perry v. Public Service Com mission Appeal Board, [1979] 2 F.C. 57 (C.A.); Arm- strong Cork Canada Limited, et al. v. Domco Industries Limited, et al., [1981] 2 F.C. 510 (C.A.); Rex. v. Bailey (Richard), [1800] Russ. & Ry. 1; 168 E.R. 651; Mihm v. Minister of Manpower and Immigration, [1970] S.C.R. 348.
COUNSEL:
M. Duffy for applicant.
D. R. Cooke for respondent.
SOLICITORS:
Deputy Attorney General of Canada for
applicant.
David R. Cooke, Kitchener, for respondent.
The following are the reasons for judgment rendered in English by
URIE J.: I have had the advantage of reading the reasons for judgment of both of my brothers, Ryan and Stone. Because of the sympathy for the respondent which the rather unusual circum stances of this case engender, it is with some reluctance that I have concluded that, for the reasons given by Ryan J., the section 28 applica tion must be allowed. Le Dain J., on behalf of the Court in Pirotte v. Unemployment Insurance Commission et al., [1977] 1 F.C. 314 (C.A.), at page 317, had this to say as to whether or not the
principle that ignorance of law or mistake of law does not excuse failure to comply with a statutory provision, is applicable in showing "good cause" under subsection 20(4) of the Unemployment In surance Act, 1971 [S.C. 1970-71-72, c. 48]:
What Parliament contemplated by good cause in section 20(4) of the Act must be determined in the light of general principles of law. It is presumed that Parliament did not intend to depart from such principles unless the intention to do so is clear. (Maxwell, On Interpretation of Statutes, 12th ed., p. 116.) It is a fundamental principle that ignorance of law does not excuse failure to comply with a statutory provision. (Mihm v. Minister of Manpower and Immigration [1970] S.C.R. 348 at p. 353.) The principle is sometimes criticized as Implying an unreasonable imputation of knowledge but it has long been recognized as essential to the maintenance and operation of the legal order. Because of its very fundamental character I am unable to conclude, without more specific indication, that Par liament intended that "good cause" in section 20(4) should include ignorance of law.
I am of the opinion that if that passage expresses a proper view of the application of the principle to subsection 20(4) of the Act, this Court should, in the interests of sound administration of justice, accept it and follow it.' I am unable to conclude that it does not. It is only in an excep tional case, where a panel of the Court is con vinced that a decision of an earlier panel is wrong, that the earlier decision ought not to be followed. I am not convinced that the decision in Pirotte is wrong in law or that it should not apply in this case where, it is clear that Mr. Dunnington, as Ryan J. has observed, failed to apply for benefits because he thought that his part-time work disen- titled him to claim them. That failure was based on his lack of understanding of or unawareness of, the requirements of the Act—clearly a mistake in law. Such an error places him squarely within the principle expressed in Pirotte, supra, and, there fore, as I see it, he is deprived of the possibility of using his mistake in law as a "good cause for his delay" in making his claim.
Murray v. Minister of Employment and Immigration, [1979] 1 F.C. 518 (C.A.), at pp. 519-520; Perry v. Public Service Commission Appeal Board, [1979] 2 F.C. 57 (C.A.); Armstrong Cork Canada Limited, et al. v. Domco Industries Limited, et al., [1981] 2 F.C. 510 (C.A.), at pp. 517-518.
The section 28 application should be granted and the decision of the Chief Umpire set aside. I would dispose of the matter in the manner sug gested by my brother Ryan.
* * *
The following are the reasons for judgment rendered in English by
RYAN J.: This is a section 28 application to review and set aside a decision of the Chief Umpire, acting under the Unemployment Insur ance Act, 1971 ("the Act"), dismissing an appeal from a decision of a Board of Referees. The Board had allowed an appeal brought by the respondent, Mr. Dunnington, from the decision of an insurance officer who had refused to antedate an initial claim for benefit filed by Mr. Dunnington.
Mr. Dunnington, after a lengthy period of employment, separated from his job. Either soon before or soon after (depending on one's view of the facts) his separation, he accepted part-time work with another employer. He did not claim unemployment benefits when he was first qualified to do so after his separation from his full-time employment for reasons of health. After some months working part-time, he was once again separated from his work. He then filed an initial claim for benefits based on his separation from his full-time job, and also applied to have his claim antedated; he submitted that he had good cause for his delay. Both the Board of Referees and the Umpire held that the fact he was working, though only part-time, constituted "good cause for his delay". It is the decision of the Chief Umpire which is under review, and the issue is whether, in deciding as he did, the Umpire erred in law: did the Umpire miscontrue the words "good cause for [his] delay" as they are used in subsection 20(4) of the Act?
Subsection 20(4) of the Act reads:
20....
(4) When a claimant makes an initial claim for benefit on a day later than the day he was first qualified to make the claim and shows good cause for his delay, the claim may, subject to
prescribed conditions, be regarded as having been made on a day earlier than the day on which it was actually made.
The subsection refers to "prescribed conditions".
Section 39 of the Unemployment Insurance Regulations [C.R.C., c. 1576 (as am. by SOR/81- 625, s. 1] ("the Regulations") provides:
39. An initial claim for benefit may be regarded as having been made on a day prior to the day on which it was actually made if the claimant proves that
(a) on the prior day he qualified, pursuant to section 17 of the Act, to receive benefits; and
(b) throughout the whole period between that prior day and the day he made the claim he had good cause for the delay in making that claim.
In his initial claim for unemployment insurance benefit dated July 23, 1982, Mr. Dunnington stated that the last day he had worked for his full-time employer, Burns Meats Ltd., was Janu- ary 15, 1982. The record of employment form filed by Burns Meats Ltd. indicates that Mr. Dunning- ton was on vacation from January 18 to February 27, 1982, and that he took early retirement on that date. The insurance officer who refused to ante date Mr. Dunnington's claim treated the applica tion as an application to have the claim antedated to 'January 17, 1982, although the application itself mentions no specific date. The Umpire treat ed Mr. Dunnington's application as being an application to antedate to February 27, 1982; in my view he was justified in doing so.
In a letter to the Canada Employment Centre, dated October 1, 1982, in which he gave notice of his appeal to the Board of Referees, Mr. Dunning- ton stated:
I would like to clarify the time period listed in your letter. I certainly do not expect my claim to go back to January 17 as I received six weeks holiday pay from Burns. I expected my Unemployment Insurance Benefits to commence after March 1.
And in its submissions to the Umpire, the Com mission stated:
The Commission considers that the claimant was not qualified to receive benefit on January 17, 1982, as he had not had an interruption of earnings from his employment. The Record of Employment (Exhibit 3) issued to the claimant indicates that he received $2,403.60 vacation pay on termination and that he
was on vacation from January 18 to February 27, 1982. Since the claimant did not suffer an interruption of earnings prior to February 27, 1982, the Board of Referees, in the opinion of the Commission, erred in law in contravention of Regulation 39 by allowing the claim to be antedated to January 17, 1982.
The Umpire stated with respect to February 27, 1982: "There is no dispute about the correctness of the date ...".
I would make these observations concerning Mr. Dunnington's part-time employment: During Mr. Dunnington's period of paid vacation from mid- January to February 27, 1982, he accepted a part-time position as a custodian with the 404 Air Force Association ("the Association") in Water- loo, Ontario, on February 7, 1982 (he had been a shipper/receiver with Burns), and continued to work part-time until July 16, 1982; his working conditions were, however, such that he left this job, again for reasons of health. In his submission to the Board of Referees, he says that he was paid $300 a month for two days of work per week; the details of his earnings appear on the Record of Employment filed by the Association. It is clear from Mr. Dunnington's application to antedate that he recognized that his work with the Associa tion was part-time. He filed his initial claim for benefit about a week after his separation from his part-time job.
In his application to have his initial claim for benefit antedated, Mr. Dunnington explained his delay in filing his initial claim: he said that he had hoped to avoid collecting unemployment insurance benefits on retiring from his job with Burns by securing other full-time employment. He said that unfortunately he had been unable to locate any thing but part-time work, and had found this work too hard on his health. He explained that he wanted to have his claim antedated so as to have his insurance benefits based on his contributory earnings during his thirty-eight and a half years of employment with Burns.
His application to antedate was rejected.
In his formal notice of appeal to the Board of Referees, Mr. Dunnington wrote:
I have never collected Unemployment Insurance Benefits in all my 38 years at Burns and did not intend to do so. My efforts were directed in finding another job, not in obtaining Unem ployment Insurance Benefits. I only applied when the new job adversely affected my health.
In Mr. Dunnington's submission to the Board of Referees, it is stated:
By the end of 1981, Mr. Dunnington realized that he could no longer take the rigors of the cold and dampness at Burns Meats and gave his formal notice to retire early. His efforts to locate alternative employment now intensified to the point when he eventually was able to obtain a part-time position as a Custodi an of Wing 404 R.C.A.F. Association in Waterloo at $300 per month for two days per week.
At the time, his principles and work ethic made Unemployment Insurance an anathema. He had worked all his life, wanted to work now and knew Unemployment Insurance was for people who could not or sometimes would not work. He was not one of them.
Mr. Dunnington started working at the 404 one week after he left Burns but after several months, realized his arthritis, rheumatism and aching joints were really not much better than at Burns. Reluctantly, he came to the conclusion that he may not be able to continue working at the Wing, and as there were no other jobs open to him may have to apply for Unemploy ment Insurance Benefits. Finally, as his health had not improved by early July, he gave his notice and filed for Unemployment Insurance.
It was then that he was first advised that his Benefits would be based not on his 38 and one half years at Burns Meats, but on the five months at Wing 404. He was informed by the Insur ance Officer he should have applied for Unemployment Insur ance Benefits upon leaving Burns Meats rather than finding alternative employment.
In his response to observations submitted by the Commission to the Board of Referees, it was stated:
Mr. Dunnington had never applied for Unemployment Insur ance Benefits since he started working at age 16, 47 years ago. He knew that before collecting, he would have to make every effort to find alternate employment, but did not think he would, in effect, be penalized for doing so. As indicated in our formal submission, the first time he was advised or envisaged that his Benefit would be based on his earnings at 404 Wing rather than Burns Meats, was when he made his formal application in July. Had he known of that rule previously, he would have accepted only a job of comparable earnings to protect his maximum Unemployment Insurance Benefits.
It is the submission of this Appeal that it is unreasonable to expect a 63 year old shipper/receiver with grade eight educa tion, who has never collected Unemployment Insurance Ben efits, to know that a claim will be based on his latest employer, regardless of how little he earned or how short a time he worked.
The Board of Referees allowed the appeal. In their decision, they said in part:
STATEMENT OF FACTS:
The claimant appeared before the Board and was accompanied by Mr. George Goebel, of the K-W Labour Council. The facts contained in the submission were repeated and additional evi dence (Exhibit No. 11) was received and reviewed by the Board and it did somewhat assist us in making our decision.
FINDING:
The claimant did in fact find new employment within a reason able time, but unfortunately found that he was physically unable to perform the new duties, therefore, we agree that in showing good faith, he has inadvertently penalized himself, and since we agree that a prudent person would normally have acted in the same manner, we conclude that the request for antedating be granted.
The Exhibit No. 11 referred to is apparently an excerpt from a manual used by insurance officers to determine eligibility for benefit. It appears in the Case at pages 19-21.
The Commission appealed to the Chief Umpire. In dismissing the appeal, he said in part:
The concept [of good cause for delay] is also governed, to some extent, by the principle that ignorance of the law is no excuse, but I find that expression to be deceptively simplistic, without examining the circumstances which relate to such misunder standing of eligibility. It is clear, however, that where the only reasons offered by a claimant for failing to file on time is failure to inform himself of his obligations, the claim will not be antedated. It is also quite clear that once these legal concepts have been taken into account, the existence of good cause is a question of fact in respect to which the Board of Referees is entirely competent.
In this case, I place some significance on the fact that during the period for which the antedating is sought, the claimant was employed, albeit part time. That fact justifies the Board's conclusion that, in the circumstances, it was entirely reasonable that the claimant would not present a claim for benefits which depended on his being unemployed. In turn, when that part time employment ceased and the claimant filed for benefits, he then learned that he could have collected benefits while at
work. I would add my own assessment that since the antedating provisions are somewhat discretionary in nature, they ought, wherever possible, to be extended to a claimant who, as in this case, had been fully employed for 38 years and who during the period in question had taken on part time employment after his retirement. I recognize that there was a close parallel to the situation of a claimant who is unemployed and who fails to file solely because of a misunderstanding of eligibility, but I am of the view that the distinction is sufficient to permit a different conclusion. It is unreasonable to expect a person to present a claim for unemployment benefits while employed and, in this case, the Board of Referees was justified in extending to this claimant the benefits of the discretionary provisions of Section 20.
A claimant may, as did Mr. Dunnington, make an initial claim for benefit some time after he is first qualified under section 17 of the Act to do so. Subsection 20(4) of the Act makes it possible for such a claimant to apply to have his claim recog nized as having been made on a day earlier than the day on which it was actually made. For his application to succeed, he must show that he had good cause for his delay. The right to have his claim antedated is obviously an important one. A claimant's right to receive initial benefits under section 22 [as am. by S.C. 1976-77, c. 54, s. 34] of the Act depends on the establishment for him of a benefit period; the benefits which may be paid to him are benefits "... for each week of unemploy ment that falls in the benefit period". The date of commencement of the benefit period can obviously be important.
And take this case. Here it appears, as I read the facts, that Mr. Dunnington could have made an initial claim for benefit late in February, 1982, but delayed until July of that year, delayed until after his separation from his part-time job with the Association. According to the material in the Case, it appears that his rate of benefit was deter mined, I take it because of section 24 of the Act, 2 not on the basis of his higher earnings during his last 20 weeks of employment with Burns, but on
2 It is not necessary to express any views one way or another on what appears to have been the Commission's interpretation of section 24.
his much lower earnings during his part-time employment with the Association. If, however, his initial claim for benefit were considered as having been made shortly after his separation from employment with Burns, his period of benefit and, I assume, his rate of benefit would have been calculated by reference to his employment with Burns.
The Chief Umpire recognized in his decision that a delay caused by a claimant's mistaken understanding of his legal rights and duties under the Act or Regulations could not, in itself, be good cause for the delay. In recognizing that a mere mistake of law cannot be a good cause for delay, the Chief Umpire was obviously aware of the judgment of this Court in Pirotte v. Unemploy ment Insurance Commission et al., [1977] 1 F.C. 314 (C.A). Mr. Justice Le Dain said at pages 316-318:
The question, as I see it, is whether it is reasonable to conclude in this particular context, given the nature of the statutory requirement involved, its role and effect in the legisla tive scheme, and the clear intention to provide for relief from delay where the circumstances appear to justify it, that Parlia ment could have contemplated ignorance or mistake of law as constituting good cause, at least in some circumstances.
As sections 20(1), 53, 54 and 55 of the Act indicate, the submission of a claim in accordance with the requirements of the Act and the Regulations is an essential condition of entitle ment to unemployment benefits and determines the date from which entitlement begins to run. The law would appear to be designed to encourage the prompt filing of claims, presumably so that the Commission may verify the conditions of entitle ment as soon as possible after the interruption of earnings. A claim may be antedated if the claimant shows good cause for the delay.
What Parliament contemplated by good cause in section 20(4) of the Act must be determined in the light of general principles of law. It is presumed that Parliament did not intend to depart from such principles unless the intention to do so is clear. (Maxwell, On Interpretation of Statutes, 12th ed., p. 116.) It is a fundamental principle that ignorance of law does not excuse failure to comply with a statutory provision (Mihm v. Minister of Manpower and Immigration [1970] S.C.R. 348 at p. 353.) The principle is sometimes criticized as implying an unreasonable imputation of knowledge but it has long been recognized as essential to the maintenance and operation of the legal order. Because of its very fundamental character I am unable to conclude, without more specific indication, that Par liament intended that "good cause" in section 20(4) should include ignorance of law.
The issue in this case is somewhat analogous to that which the courts have had to consider under statutory provisions for relief from failure to give municipal corporations the notice of accident required by law, where there is "reasonable excuse" for the want or insufficiency of notice. It has been held that mere ignorance of law, at least where there is no fault imput- able to the other party, is not reasonable excuse. (Varty v. Rimbey (1953) 7 W.W.R. (N.S.) 681, affirmed by (1954) 12 W.W.R. (N.S.) 256 (Alta. C.A.).) I can see no good reason for not taking the same view of the essentially similar expression "good cause" in the present case.
The admission of ignorance of the law as good cause for delay would, as the umpire has said, introduce considerable uncertainty into the administration of the Act without the possibility of any clear and reliable criteria to determine when it should apply in particular cases. I do not understand any one to contend that ignorance of the law should be good cause for delay in any and all circumstances. If not, then when, in principle, would it be considered to be justification? I cannot conceive of any workable criterion short of a duty of care that would be satisfied only by application to the Commission itself for information as to the precise requirements of the law and regulations. In such a case we would be dealing not so much with ignorance of law as with mistake induced by representa tions on behalf of the Commission. Such a case might be regarded as good cause for delay because it would be a cause imputable to the Commission rather than to the claimant. It is not necessary, however, for purposes of the present case to express an opinion on this point.
If it were necessary so to decide, I would find it difficult to say that any of the reasons given by Mr. Dunnington in his application for antedating, in his Notice of Appeal to the Board of Referees, or in his observations to the Board of Referees could constitute good cause for delay. Neither his expressed hope that he might find full employment and thus avoid collecting benefits nor his apparent distaste for unemployment insurance could, in my view, constitute a reasonable cause for delay. What is critical, however, is that, after a hearing, the Board of Referees found that the application for antedating should be granted because Mr. Dunnington had found new employment and thus, in delaying his application for benefit, had acted as a prudent person would act in the circumstances. The Umpire concluded that the Board was justi fied in its decision because "It is unreasonable to expect a person to present a claim for unemploy ment benefits while employed ...".
It was submitted in argument by counsel for the Attorney General that the Umpire's decision was based on a mistake of law. And the critical issue,
as I see it, is whether the Umpire's decision, considered as having been based on the ground he gave for it, constituted error of law.
The situation appears to be this:
When Mr. Dunnington separated from his employment with Burns late in February 1982, he qualified under section 17 of the Act to receive benefits. The fact that he was then working part- time with the Association would not have disquali fied him, nor would it have disentitled him to claim benefits. Under section 22 of the Act, a claimant who has had his benefit period estab lished for him is entitled to be paid benefits for each week of unemployment that falls within his benefit period. And subsection 21(1) of the Act defines "a week of unemployment" as a week in which a claimant "does not work a full working week". It is clear from the materials in the Case that Mr. Dunnington knew that his work with the Association was part-time work, not full-time work. If, therefore, he failed to apply for benefits because he thought his work with the Association disentitled him to claim benefits, the mistake he made in delaying was based either on unawareness or on misunderstanding of the provisions of the Act, particularly of subsection 21(1). If this was his mistake, it was a mistake of law.
If, however, a person in the situation in which Mr. Dunnington found himself from late February to mid-July had mistakenly concluded that his work was full-time work and had decided not to apply for benefit because of this mistake, such an error might possibly provide a basis for granting relief under subsection 20(4) of the Act. The meaning of the term "a full working week", as that term is used in subsection 21(1), is a question of law; whether, however, particular weeks falling within a benefit period are full working weeks may well turn on questions of fact, questions on which a claimant, acting in good faith, might well be mis taken. Even a quick reading of section 44 of the Regulations indicates how such a factual error might arise. My problem with Mr. Dunnington's case is, however, that I find nothing in the ma terials to support a finding that Mr. Dunnington
was mistaken in this sense or, even if he was, that he delayed because of his mistake.
I would add this observation:
I can understand the Umpire's concern that, because of his delay, Mr. Dunnington may only be entitled to benefits considerably lower that those to which he would have been entitled had he applied in time. He had been employed with Burns for over thirty years, and only for slightly over five months with the Association. I can also understand the Umpire's statement that the antedating provi sion should, if possible, be used to protect a claim ant who had been fully employed for thirty-eight years and then had worked part-time for only about five months. Unemployment insurance is, after all, an insurance plan to which insured employees contribute from their earnings. Unfor tunately, however, a claimant, to take advantage of subsection 20(4), must show not merely that there is a "good cause" to grant him relief, but that he had "good cause for his delay". I do not really see how his long period of employment with Burns could be characterized as a good reason for Mr. Dunnington's delay in submitting his initial claim.
For the reasons I have given, I conclude that the Umpire, in dismissing the appeal from the Board of Referees for the reasons he gave, erred in law. Accordingly, his decision should be set aside.
I would grant this section 28 application and set aside the decision under review. I would refer the appeal from the decision of the Board of Referees back to the Chief Umpire or to another Umpire designated by him to be disposed of on the basis that the fact that Mr. Dunnington was employed only part-time during the period of his delay in filing his initial claim cannot, in itself, be good
cause for his delay in making his initial claim for benefits.
* * *
The following are the reasons for judgment rendered in English by
STONE J. (dissenting): I have had the advantage of reading the reasons for judgment prepared by Mr. Justice Ryan. As the facts with which we are concerned are fully reviewed by him it will not be necessary to repeat them.
I agree that in point of fact the application was to antedate the initial claim for benefit to Febru- ary 27, 1982 rather than to January 17, 1982.
The issue whether the respondent has made out a case for antedating his initial claim for benefit is of some difficulty. It is obviously to be determined upon a proper interpretation of subsection 20(4) of the Unemployment Insurance Act, 1971, S.C. 1970-71-72, c. 48, as amended:
20....
(4) When a claimant makes an initial claim for benefit on a day later than the day he was first qualified to make the claim and shows good cause for his delay, the claim may, subject to prescribed conditions, be regarded as having been made on a day earlier than the day on which it was actually made.
The prescribed conditions are set out in section 39 of the Unemployment Insurance Regulations:
39. An initial claim for benefit may be regarded as having been made on a day prior to the day on which it was actually made if the claimant proves that
(a) on the prior day he qualified, pursuant to section 17 of the Act, to receive benefits; and
(b) throughout the whole period between that prior day and the day he made the claim he had good cause for the delay in making that claim.
The essential character of the statute has been described by the Supreme Court of Canada in Bliss v. Attorney General (Can.), [1979] 1 S.C.R. 183 as "a scheme for the insurance of those unem ployed members of the work force who fulfil the qualifications therein specified". In that case, Rit- chie J. speaking for the Court said (at page 186):
Under the scheme embodied in the Act, the Government is cast in the role of an insurer and the individual unemployed
members of the work force who have contributed by way of premiums and who have otherwise qualified to receive benefits are characterized as "beneficiaries". The Act is replete with references to the unemployed individuals who have fulfilled the statutory qualifications as "the insured" and the payments to which such persons are entitled under the Act are throughout referred to as "benefits".
In construing subsection 20(4) it is important to bear these observations in mind and also that, in general, the statute is intended to benefit lay per sons having no detailed knowledge of the statute and Regulations. The respondent had attained a grade eight education and had spent almost his entire working life as a receiver-shipper with Burns Meats Ltd. There is no evidence that he had any detailed knowledge of the relevant provisions of the statute or Regulations.
The respondent's decision not to claim benefits in February was made on the basis that he would first attempt to find another full-time job compat ible with the state of his health. He was unable to do so. He found a part-time job. Had the state of his health been able to withstand the rigours of the new position he would have continued in it. In July he had to give it up due to deteriorating health caused by rheumatism and arthritis. Shortly after ward, he made an initial claim for benefit and at the same time sought to have it antedated in order that the benefit could be based upon the consider ably higher level of remuneration earned on his old job with Burns Meats Ltd.
Subsection 20(4) of the statute refers to the making by a claimant of an initial claim for ben efit on a day later than the day "he was first qualified to make the claim". By virtue of subsec tion 17(1) benefits "are payable ... to an insured person who qualifies to receive such benefits". In so far as relates to the present case, the respondent qualified under subsection 17(2) [as am. by S.C. 1978-79, c. 7, s. 4] to receive benefits after accumulating the minimum "twenty or more weeks of insurable employment in his qualifying period" with Burns Meats Ltd. and suffering an "interruption of earnings from employment" on February 27, 1982. No question therefore arises that the conditions of eligibility contained in sec tions 17 and 18 of the statute were met. It is
apparent from a reading of these various provi sions that the respondent "was first qualified to make the claim" when he qualified for benefits pursuant to subsection 17(2), that is, immediately after February 27, 1982 when, effectively, his earnings from employment with Burns Meats Ltd. were interrupted by reason of his retirement. Sub section 34(1) of the Regulations required that the claim be made "within three weeks of the week for which benefit is claimed".
Section 19 [as am. by S.C. 1976-77, c. 54, s. 32] of the statute reads:
19. When an insured person who qualifies under section 17 makes an initial claim for benefit, a benefit period shall be established for him and thereupon benefit is payable to him in accordance with this Part for each week of unemployment that falls in the benefit period.
That section must be read with subsection 21(1) of the Act. It is clear from a reading of the latter provision that the respondent did not lose eligibili ty to collect benefits by reason only of accepting a part-time job. Each "week of unemployment" referred to in section 19 is, in the words of subsec tion 21(1), "a week in which (the claimant) ... does not work a full working week."
The respondent is entitled to have his claim antedated only if he can show "good cause for his delay". The Chief Umpire found that it was not until July when he applied for benefits that the claimant "learned that he could have collected benefits while at work". In my view, even though the respondent had an aversion to collecting ben efits and initially sought to avoid doing so, in essence the delay in making his claim arose out of a lack of appreciation on his part that by delaying an initial claim his benefits might have to be based upon his part-time earnings rather than his full- time earnings. He acted in good faith throughout but also without appreciation of the provisions of the statute and Regulations bearing upon qualifi cation for benefits as well as the procedures for making and for antedating a claim. I agree with the applicant's submission that in substance the
claim for antedating is based upon an assertion that the respondent was "ignorant of the law as it applied to him". He elected not to claim in Febru- ary when he accepted part-time employment. It was only in July when his health gave out that he claimed benefits and sought to antedate his claim.
The Chief Umpire thought it "unreasonable to expect a person to present a claim for unemploy ment benefits while employed" and that the Board of Referees was justified in antedating the claim. He concluded that "good cause" for delay had been shown. Was he correct? The applicant con tends that the decision of this Court in Pirotte v. Unemployment Insurance Commission et al., [1977] 1 F.C. 314 (C.A.) is determinative of the issue and that we should therefore allow the application. On the other hand, the facts of that case were somewhat different than those of the present one. The claimant, who was well aware of her rights to be paid benefits, remained unem ployed throughout the period of delay. Here, the respondent accepted employment on the expecta tion that his health would stand up. Subsequent events proved him to be mistaken in this regard.
I do not think that the ratio decidendi of the Pirotte decision goes as far as the applicant asserts, namely, that a good cause cannot be shown where a delay rests upon a claimant's ignorance of relevant provisions of the statute or of the Regula tions. In my view subsection 20(4) requires only that the relevant circumstances surrounding the delay be examined and a decision made as to whether a good cause has been shown to exist in light of those circumstances.
The common law maxim ignorantia legis nemi- nem excusat is a well-established one. It is of considerable antiquity deriving from a line of En- glish decisions dating back at least to Rex v. Bailey (Richard), [1800] Russ. & Ry. 1; 168 E.R. 651. I do not regard it as casting upon the respond ent a responsibility to be knowledgeable of the relevant provisions of the statute and Regulations
or suffer the consequences of his ignorance. Rather, the maxim is concerned with a person seeking to escape the consequences of failing to observe a statutory obligation on the pretext that he had no knowledge of it. The learned editors of Halsbury's Laws of England, Fourth edition, Volume 44, "Statutes", paragraph 833, at page 506 state:
Ignorance of the law does not excuse the performance of a statutory obligation, and is therefore no defence to proceedings for a breach of the obligation... .
Lord Denning put the point thusly in Kiriri Cotton
Co. Ltd. v. Dewani, [ 1960] A.C. 192 (P.C.), at page 204:
It is not correct to say that everyone is presumed to know the law. The true proposition is that no man can excuse himself from doing his duty by saying that he did not know the law on the matter. Ignorantia juris neminem excusat.
See also Mihm v. Minister of Manpower and Immigration, [1970] S.C.R. 348, at page 353.
I do not see how it can be said that the provi sions of the Unemployment Insurance Act, 1971 or Regulations with which we are concerned cast upon the respondent any obligation or duty in the sense discussed above. At very most the respondent unwittingly failed to comply with the statutory procedures for claiming benefits. I would not char acterize such failure as breaching any statutory obligation or duty such as rendered applicable the maxim ignorantia legis neminem excusat. By enacting subsection 20(4), Parliament itself envisaged that some of those it intended to benefit might, for a variety of reasons, delay in claiming benefits. It chose not to particularize those rea sons. Instead, it provided in subsection 20(4) a rather flexible mechanism requiring only that a person seeking relief show that the cause of his delay was a "good" one. I can find nothing in the statute that would exclude in particular cases the possibility that ignorance of the relevant provisions of the statute or Regulations may be regarded as "good cause". In each case the circumstances sur rounding the cause for delay, whatever it may be, must be examined and a decision reached as to whether a "good cause" has been shown.
With respect, I think the Chief Umpire was correct in concluding as he did. The words "good cause" are not defined. They are of broad import. While obviously not "any" cause will do, I think the cause of the particular delay was a "good" one. It has its basis in a desire to avoid collecting any benefits at all. Within five months health problems intervened requiring the respondent to give up his part-time job and to claim the benefits which had accrued over a lifetime of work. There is not in this case any evidence establishing that the delay in some way prevented the Commission from veri fying the conditions of entitlement. In the circum stances of this case I think the respondent has shown a good cause for his delay.
I would therefore dismiss this application.
 You are being directed to the most recent version of the statute which may not be the version considered at the time of the judgment.